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Regence BlueShield

Regence BlueShield offers comprehensive, catastrophic and tax-advantaged individual
and family health care plans
to people living in western Washington and a few eastern Washington counties (click here to see where Regence BlueShield is offered).

All plans are Preferred Provider (PPO) plans, so no Primary Care Physician (PCP) is needed and no referrals are required. Click here for the provider directory (in the "Plan:" drop-down box, choose "Preferred").

Click on the green "Breakthru Plan", "NowSelect Plan" or "Regence HSA Healthplan & HSA Healthplan Comprehensive" titles below or the links at the left to jump to pages describing the plans in detail.

 
Breakthru Plan
  • Breakthru 70
  • Breakthru 50
    • Type of plan: PPO
    • Annual deductible: $1,000 to $5,000
    • Office visits: no deductible and 100% benefit after a $30 copay for all Preferred Provider office visits per calendar year (no visit limit; Breakthru 70 plan only)
    • Network benefit: 70% or 50% for most expenses other than office visits
    • Annual coinsurance maximum: $5,000 to $10,000
    • Preventive care: covered (no deductible; Breakthru 70 plan only)
    • Prescription drugs: covered to $3,000 per year after a per-prescription copay (no deductible; Breakthru 70 plan only)
    • Maternity: covered (Breakthru 70 plan only)
    • Vision exam, lenses and frames: covered (no deductible; Breakthru 70 plan only)
    • Vision services and hearing aid discounts available through the "Regence Advantages" program
 
NowSelect Plan
  • NowSelect Catastrophic Plan
    • Type of plan: PPO
    • Annual deductible: $2,500 to $10,000
    • Office visits: no deductible and 100% benefit after a $35 copay for the first 4 office visits per calendar year; then paid at 80% after deductible and copay for Preferred Providers
    • Outpatient diagnostic x-ray & lab services: no deductible and 100% benefit for the first $400 of expenses per calendar year; then paid at regular plan percentage after annual deductible
    • Network benefit: 80%
    • Annual coinsurance maximum: $5,000
    • Preventive care: covered (no deductible; $200 maximum benefit per year)
    • Not covered: prescription drugs, maternity, vision exam, lenses and frames
    • Vision services and hearing aid discounts available through the "Regence Advantages" program
 
HSA Healthplan Comprehensive & HSA Healthplan
  • Preferred
    • Type of plan: PPO
    • Annual deductible for HSA Healthplan Comprehensive:
      Individual - $1,500; Family - $3,000
    • Annual deductible for HSA Healthplan:
      Individual - $2,500 or $3,500; Family - $5,000 or $7,000
    • Network benefit: 80%
    • Annual coinsurance maximum:
      Individual - $1,500 to $3,500; Family - $3,000 to $7,000
    • Preventive care: covered (no deductible)
    • Prescription drugs: covered to $2,000 per year (HSA Comprehensive only)
    • Maternity: covered (HSA Comprehensive only)
    • Not covered: vision exam, lenses and frames
    • Vision services and hearing aid discounts available through the "Regence Advantages" program