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Monthly Rates

Non-smoker rates are available to individuals who have not used any tobacco products
during the past 12 months.

If enrolling a child or children only (without an adult), each of them must be covered under their own plan using the rate for an adult under age 25.

Rates shown below are valid for effective dates of January 1, 2009 to December 15, 2009 and are subject to change effective January 1, 2010.


To download and/or print the LifeWise rates shown below, click here.
 

Non-Smoker Rates: WiseChoices and WiseEssentials Plans

Wise
Choices 20

Wise
Choices 30
Wise
Essentials
Wise
Essentials
Wise
Essentials

Deductible

$1,000 $1,500 $1,750 $2,500 $3,500

Age Range

         
Under 25 $200 $168 $102 $87 $78
25-29 $225 $191 $115 $96 $88
30-34 $261 $220 $133 $113 $101
35-39 $309 $263 $159 $134 $121
40-44 $367 $312 $187 $159 $142
45-49 $460 $389 $235 $199 $179
50-54 $562 $476 $287 $243 $219
55-59 $655 $556 $334 $282 $255
60+ $749 $630 $382 $322 $290
Each Child $166 $141 $85 $72 $65
 

Non-Smoker Rates: WiseSavings (HSA Qualified) Plan

Individual Plan (Single Persons)

Family Plan (2+ Individuals)

Deductible

$1,750 $3,000 $3,500 $6,000

Age Range

       
Under 25 $118 $92 $88 $71
25-29 $134 $103 $100 $79
30-34 $154 $121 $114 $92
35-39 $185 $145 $136 $109
40-44 $218 $172 $161 $129
45-49 $273 $213 $202 $162
50-54 $334 $261 $248 $199
55-59 $389 $306 $288 $232
60+ $441 $343 $328 $263
Each Child N/A N/A $73 $59
 

Smoker Rates: WiseChoices and WiseEssentials Plans

Wise
Choices 20

Wise
Choices 30
Wise
Essentials
Wise
Essentials
Wise
Essentials

Deductible

$1,000 $1,500 $1,750 $2,500 $3,500

Age Range

         
Under 25 $232 $198 $118 $101 $91
25-29 $261 $222 $133 $113 $102
30-34 $302 $256 $154 $131 $118
35-39 $360 $306 $185 $155 $141
40-44 $428 $363 $218 $185 $167
45-49 $533 $453 $273 $230 $207
50-54 $654 $555 $334 $282 $255
55-59 $762 $647 $389 $328 $296
60+ $868 $737 $441 $376 $339
Each Child $166 $141 $85 $72 $65
 

Smoker Rates: WiseSavings (HSA Qualified) Plan

Individual Plan (Single Persons)

Family Plan (2+ Individuals)

Deductible

$1,750 $3,000 $3,500 $6,000

Age Range

       
Under 25 $139 $108 $102 $82
25-29 $155 $121 $115 $92
30-34 $180 $141 $133 $107
35-39 $215 $167 $159 $128
40-44 $254 $199 $187 $152
45-49 $318 $248 $235 $188
50-54 $388 $303 $287 $232
55-59 $453 $354 $334 $269
60+ $517 $405 $382 $307
Each Child N/A N/A $73 $59
 
Important Information About Rates
Rates are valid for effective dates of January 1, 2009 to December 15, 2009 and are subject to change effective January 1, 2010.

Rates will not change in the interim, with the following exceptions:
  • A change in the number of enrolled dependents;
  • If any federal, state or local authority mandates a change in benefits, or other provisions, or imposes a tax on LifeWise Health Plan of Washington's revenues; or,
  • The basis on which LifeWise Health Plan assumed the risk changes.

Rates for you (and your spouse if applicable) are based on the age of each applicant. An increase in age to the next (higher) age range will increase your rate at the next anniversary date without any further notice from LifeWise Health Plan.

To qualify for the non-smoker rate, you must not have used any tobacco products within the past 12 months including cigarettes, cigars, pipes, chewing tobacco, smokeless tobacco or any other form of tobacco.