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LifeWise Health Plan of
Washington
LifeWise
Health Plan offers
3 plans with different coverage levels and prices from
catastrophic and moderate to enriched and tax-advantaged options available to people living in
all areas
of
Washington State.
All plans are
Preferred Provider (PPO) plans, so
no
Primary Care Physician (PCP) is needed and no referrals are
required.
Click
here
for the provider
directory.
Click on the green
"WiseChoices", "WiseEssentials" or "WiseSavings" titles below or the links at the left to jump to
pages describing the plans in detail. |
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WiseChoices |
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WiseChoices 20
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WiseChoices 30
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Annual deductible: $1,000
(WiseChoices 20) or $1,500 (WiseChoices 30)
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Office
visits: no
deductible for office visits
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Network benefit: 80%
(WiseChoices 20)
or
70% (WiseChoices 30)
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Annual
coinsurance maximum: $8,500
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Preventive care: covered
(no deductible)
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Prescription drugs: covered to $3,000
per year for brand name drugs;
no limit for generics
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Maternity: covered
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Vision exam, lenses and frames:
covered (no deductible)
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WiseEssentials |
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WiseEssentials $1,750
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WiseEssentials $2,500
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WiseEssentials $3,500
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Annual deductible: $1,750, $2,500 or
$3,500
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Office
visits: no
deductible for first 6 visits per calendar year
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Outpatient diagnostic x-ray & lab: no deductible
(WiseEssentials $1,750 only)
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Network benefit: 75%
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Annual coinsurance maximum: $5,000
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Preventive care: covered
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Not covered: prescription
drugs, maternity, durable medical equipment, prosthetics, vision
exam, lenses and frames
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WiseSavings (HSA-Qualified) |
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WiseSavings $1,750 / $3,500
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WiseSavings $3,500 / $6,000
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Annual deductible:
Individuals - $1,750 or $3,000;
Families - $3,500 or $6,000
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Network benefit: 80%
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Annual coinsurance maximum:
Individuals - $2,500 or $1,750; Families - $5,000 or $3,500
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Preventive care: covered
(no deductible)
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Not covered: prescription
drugs, maternity, vision
exam, lenses and frames
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