Click on the green "Sound Harbor Elite," "Essential Plus," "Sound Harbor Essential Five" or "The Healthy Investor™" titles below or links at the left to jump to pages describing the plans in detail.

• Annual deductible: $1,000
• Hospital inpatient copay: $250 copay per day with 3-day copay maximum
  ($750) per admission
• Benefit: 70%
• Annual coinsurance maximum: $5,000
• Preventive care: covered (no deductible) to $250 per year
• Prescription drugs: covered to $2,000 per year; no deductible for generic drugs; $200 deductible for preferred and non-preferred brand-name drugs
• Maternity: covered
• Vision exam: covered (no deductible; exam is included in Preventive Care benefit)
• Not covered: vision lenses and frames

• Annual deductible: $2,000

• Office visits: no deductible and 100% paid after $30 copay for first 3 visits per year; following visits paid at 70% after annual deductible
• Benefit: 70%
• Annual coinsurance maximum: $6,000
• Preventive care: covered (no deductible) to $250 per year
• Prescription drugs: covered to $2,000 per year; only generic drugs are covered (a pharmacy discount program is included for preferred and non-preferred brand-name drugs)
• Vision exam: covered (no deductible; exam is included in Preventive Care benefit)
• Not covered: brand-name drugs, maternity, vision lenses and frames

• Annual deductible: $2,500 or $5,000

• Benefit: 80%
• Annual coinsurance maximum: $10,000 or $20,000 corresponding to
  annual deductible shown above
• Preventive care: covered (no deductible for annual routine physical
  and well-baby care) to $200 maximum per year
• Vision exam: covered (after deductible; included in Preventive Care benefit)
• Not covered: prescription drugs, maternity, vision lenses and frames

• Individual/Family Plan with prescription drug coverage
• Individual/Family Plan without prescription drug coverage

• Annual deductible:
  Individual - $1,750 or $2,600; Family - $3,500 or $5,150
• Benefit: 80%
• Annual coinsurance maximum:
  Individual - $3,250 or $2,400; Family - $6,500 or $4,850
• Preventive care: covered (no deductible for annual routine physical
  and well-baby care) to $300 maximum per year
• Prescription drugs (two options): no coverage; or covered to $2,000
  per year after annual deductible
• Vision exam: covered (after deductible; included in Preventive Care benefit)
• Not covered: maternity, vision lenses and frames