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Asuris Northwest Health
Asuris Northwest Health
offers comprehensive, catastrophic and tax-advantaged individual
and
family health care plans available to people living in 16 eastern
Washington counties
(click
here to
see where Asuris is offered).
All plans are
Preferred Provider (PPO) plans, so
no
Primary Care Physician (PCP) is needed and no referrals are
required.
Click
here
for the provider directory (in the "Plan:" drop-down box choose "Asuris
Preferred").
Click on the green "Clarity Plans",
"Core Plan" or "Asuris HSA Healthplan & HSA
Healthplan Comprehensive"
titles below or the links at the left to jump to pages describing the
plans in detail. |
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Clarity Plans |
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Type of plan:
PPO
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Annual deductible: $1,000 to $5,000
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Office visits: no deductible and 100% benefit after a $30
copay for all Preferred Provider office visits per calendar year
(no visit limit; Clarity 70 plan only)
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Network benefit: 70% or 50% for most expenses other than
office visits
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Annual
coinsurance maximum: $5,000 to $10,000
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Preventive care: covered
(no deductible; Clarity 70 plan only)
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Prescription drugs: covered
to
$3,000 per year after a per-prescription copay (no deductible;
Clarity
70 plan only)
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Maternity: covered (Clarity
70 plan only)
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Vision exam,
lenses and frames: covered (no deductible;
Clarity 70
plan only)
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Vision services
and hearing aid discounts available through the "Asuris
Advantages" program
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Core Plan |
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Type of plan:
PPO
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Annual
deductible: $2,500 to $10,000
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Office visits: no deductible and 100% benefit after a $35
copay for the first 4 office visits per calendar year; then paid
at 80% after deductible and copay for Preferred Providers
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Outpatient
diagnostic x-ray & lab services: no deductible and 100%
benefit for the first $400 of expenses per calendar year; then
paid at regular plan percentage after annual deductible
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Network benefit: 80%
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Annual coinsurance maximum: $5,000
- Preventive care: covered
(no deductible; $200 maximum benefit per year)
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Not covered:
prescription drugs, maternity, vision exam,
lenses and frames
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Vision services
and hearing aid discounts available through the "Asuris
Advantages" program
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HSA Healthplan Comprehensive & HSA Healthplan |
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Type of plan:
PPO
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Annual deductible for HSA Healthplan
Comprehensive:
Individual - $1,500; Family - $3,000
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Annual
deductible for HSA Healthplan:
Individual - $2,500 or $3,500; Family - $5,000 or $7,000
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Network benefit: 80%
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Annual coinsurance maximum:
Individual - $1,500 to $3,500; Family - $3,000 to $7,000
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Preventive care: covered (no deductible)
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Prescription drugs: covered to $2,000 per year (HSA
Comprehensive only)
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Maternity: covered (HSA Comprehensive only)
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Not covered: vision exam, lenses and frames
-
Vision services
and hearing aid discounts available through the "Asuris
Advantages" program
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