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Assurant Health
 

Assurant Health offers three plans with different coverage levels and prices from catastrophic and moderate to enriched and tax-advantaged options available to people living in all areas
of Washington State.

All plans are Preferred Provider (PPO) plans, so no Primary Care Physician (PCP) is needed and no referrals are required. Click here for the provider directory.

Click on the green "Comprehensive", "Catastrophic" or "HSA" titles below or the links at the left to jump to pages describing the plans in detail.
 
Comprehensive
  • Assurant Comprehensive Plan
    • Annual deductible: $1,500
    • Office visits: no deductible and paid at 100% after $35 copay per visit for first 4 visits per calendar year; following visits paid after annual deductible
    • Network benefit: 75%
    • Annual coinsurance maximum: $9,000
    • Preventive care: covered (after annual deductible)
    • Prescription drugs: covered to $2,000 per year after a copay per prescription
    • Maternity: covered
    • Not covered: vision exam, lenses and frames (but a Dental-Vision Discount Plan
      is available for an additional $9.95 per month, per family)
 
Catastrophic
  • Assurant Catastrophic Plan
    • Annual deductible: $2,000, $3,000, $5,000 or $10,000
    • Office visits: no deductible and paid at 100% after $35 copay per visit for first 4 visits per calendar year; following visits paid after annual deductible
    • Network benefit: choices of 75% or 50%
    • Accident benefit: no deductible and 100% paid for first $2,000 of accident-related expenses per accident
    • Annual coinsurance maximum: choices of $2,500, $5,000, $10,000 or $20,000
    • Preventive care: covered (no deductible and covered at 100%)
    • Maternity: covered for complications only at regular plan benefits; normal maternity covered after separate $20,000 deductible
    • Prescription drugs: not covered as a standard benefit, but two options are available for an additional cost
    • Not covered: vision exam, lenses and frames (but a Dental-Vision Discount Plan
      is available for an additional $9.95 per month, per family)
 
HSA
  • Assurant HSA Plan
    • Annual deductible: Individual plan - $2,700; Family plan - $5,400
    • Network benefit: 80%
    • Annual coinsurance maximum: Individual plan - $2,000; Family plan - $4,000
    • Preventive care: covered (no deductible and covered at 100% for first $500 per calendar year; additional benefit available after annual deductible)
    • Maternity: covered for complications only at regular plan benefits; normal maternity not covered
    • Not covered: prescription drugs, vision exam, lenses and frames (but a Dental-Vision Discount Plan is available for an additional $9.95 per month, per family)