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Assurant Health
Assurant Health offers three plans with different coverage levels and prices from
catastrophic and moderate to enriched and tax-advantaged options available to people living in
all areas
of
Washington State.
All plans are
Preferred Provider (PPO) plans, so
no
Primary Care Physician (PCP) is needed and no referrals are
required.
Click
here
for the provider
directory.
Click on the green
"Comprehensive", "Catastrophic" or "HSA" titles below or the links at the left to jump to
pages describing the plans in detail. |
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Comprehensive |
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Assurant
Comprehensive Plan
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Annual deductible: $1,500
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Office
visits: no
deductible and paid at 100% after $35 copay per visit for first 4
visits per calendar year; following visits paid after annual
deductible
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Network benefit: 75%
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Annual
coinsurance maximum: $9,000
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Preventive care: covered (after
annual deductible)
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Prescription drugs: covered to $2,000
per year after a copay per prescription
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Maternity: covered
- Not covered:
vision
exam, lenses and frames (but a Dental-Vision Discount Plan
is available for an additional $9.95 per month, per family)
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Catastrophic |
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Assurant
Catastrophic Plan
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Annual deductible: $2,000, $3,000,
$5,000 or $10,000
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Office
visits: no
deductible and paid at 100% after $35 copay per visit for first 4
visits per calendar year; following visits paid after annual
deductible
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Network benefit: choices of 75%
or 50%
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Accident
benefit: no deductible and 100% paid for first $2,000 of
accident-related expenses per accident
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Annual coinsurance maximum:
choices of $2,500, $5,000, $10,000 or $20,000
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Preventive care: covered (no deductible and covered at 100%)
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Maternity:
covered for complications only at regular plan benefits; normal
maternity covered after separate $20,000 deductible
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Prescription
drugs: not covered as a standard benefit, but two options are
available for an additional cost
- Not covered:
vision
exam, lenses and frames (but a Dental-Vision Discount Plan
is available for an additional $9.95 per month, per family)
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| HSA |
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Annual deductible:
Individual plan - $2,700; Family plan -
$5,400
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Network benefit: 80%
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Annual coinsurance maximum:
Individual plan - $2,000; Family plan - $4,000
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Preventive care: covered
(no deductible and covered at 100% for first $500 per calendar
year; additional benefit available after annual deductible)
- Maternity:
covered for complications only at regular plan benefits; normal
maternity not covered
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Not covered: prescription
drugs, vision
exam, lenses and frames (but a Dental-Vision Discount Plan is
available for an additional $9.95 per month, per family)
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